BRIDGE
RJCAPITAL offers interim financing and bridge loans on commercial properties. Quick turnaround allows the borrower to close in a shorter time frame than otherwise required for traditional financing. Bridge financing gives owners the flexibility to reposition and stabilize properties. With access to conventional loan programs we can provide permanent financing upon stabilization, creating a seamless exit strategy.
$1,000,000 to $50,000,000
Competitive Pricing
Variable and Fixed Rates
Up To 3 Years with Extension Options
Interest Only and Non-recourse
Loan to Value / Cost up to 80%
Efficient Closing Process
United States and Canada
CONSTRUCTION
RJCAPITAL provides financing for all commercial asset types in all stages of construction including ground up or value-add projects. Available programs address assorted property types - Retail, Office, Industrial, Multi-Family and Single-Family Spec Homes, Entitled Land and more.
$1,000,000 to $20,000,000
Competitive Pricing
Interest Only
Up To 3 Years with Extensions Available
Non-recourse
No Pre-Payment Penalty
Loan to Value / Cost up to 75%
REFINANCE
Find the right solution to refinance an existing commercial loan that isn't meeting your needs or is about to mature. If you settled for high-interest loan, RJCAPITAL can facilitate refinance to secure better rate and term that aligns with your long term goals. For more details about our project financing programs contact one of our team members.
$500,000 to $5,000,000
Transparent Terms
Term up to 30 Years
Fixed or Variable Rates
LTV up to 75%
Simple Process
Predictable Monthly Payments
USDA
The USDA creates jobs and encourages rural economies by providing financial insurance for rural businesses and properties. Its primary purpose is to stimulate and sustain employment and improve rural communities. USDA Loan proceeds may be used for real estate, working capital, machinery and equipment, and certain types of debt refinancing. This is attained by expanding the lending capability of private lenders in rural areas and helping them service quality loans that provide lasting community benefits and increase the tax base.
$1,000,000 to $25,000,000
USDA Eligible Areas (click here for eligibility map)
Competitive rates both fixed and floating
20-30 Years Term Self-Amortizing
Acquisition, Expansion, Construction
No Pre-Payment Penalty
LTV UP to 90%
SBA
The Small Business Administration (SBA) was created in 1953 as an independent agency of the US government to protect the interests of small businesses, preserve competitive enterprise, and strengthen the economy. SBA allows entrepreneurs, professionals and business owners to take advantage of flexible terms and competitive loan rates to fund a range of business needs – from start-ups to business acquisitions, real estate, equipment, working capital and more. Although these programs are available for any individual, it gives special advantages to women and those belonging to minority groups. If you are not sure if your project financing could qualify under SBA guidelines, contact one of our team members.
$500,000 to $5,000,000
Flexible terms and competitive rates
Term up to 25 Years specific to program
504 and 7(a) programs offer variable or fixed rates
Acquisition, Refinance, Expansion, Equipment
LTV up to 90%
Varying Project Types
Key steps to funding
